30-60 Year old
Consolidate Your Pensions
- Simplify Your Savings: One pot means less admin and more clarity.
- Lower Your Fees: Older pensions often come with higher charges.
- Smarter Investments: Newer plans can offer better growth opportunities.
- Easier Planning: Know exactly what you’ve got and where you’re headed.
MORE FOR LESS
Ideal for Those Aged 30–60 with Multiple Pensions
If you’ve worked multiple jobs, chances are you’ve collected several pensions along the way. Keeping track of them all can be confusing, and it might even be costing you more in fees.
Consolidating your pensions means combining them into one clear, simple plan. It could make managing your money easier, reduce your fees, and give you better visibility over your retirement.
Consolidating pensions isn’t right for everyone. That’s why our partners help you understand things like:
Any special benefits you might lose by transferring (e.g. guaranteed annuity rates).
Exit fees some providers may charge.
Whether you’re transferring from a final salary scheme — which may not be in your best interest.
They’ll always explain the pros and cons so you can make an informed choice.
Only polly certified partners
You're in good hands
All our pension partners are vetted and reviewed by Polly’s team to ensure they hold up to our standards.
Highly Rated
All our pension providers have hundreds of 5 star reviews.
In-Depth Review
When you contact Polly we will do an in depth review of our database to find the perfect partner for you.
Quality Partners
All of our pension partners are vetted to ensure they are properly certified and licensed.
How It Works
You're in good hands
How It Works
So, how does it work?
Fill out the form or take our assessment and Polly will automatically search her database of certified pension partners to find the perfect option for your situation.
Pension polly
Cherish those special moments
We all cherish those special moments with our loved ones, and Polly makes it easier than ever to recover your lost pensions so you can enjoy the life you’ve worked so hard to build, together.
When should I start thinking about my pension?
Whether you’re changing jobs, planning for retirement, or just looking to simplify your finances, it’s a smart time to consider consolidating your pensions. The sooner you bring your pension pots together, the easier it is to manage your savings and make confident decisions about your future. Early action can also help reduce fees and give you a clearer view of how much you’re building for retirement.
Does my age affect my pension options?
Yes, age can influence whether consolidation is the right move — but it’s worth considering at any stage. If you’re younger, combining your pensions early can help reduce long-term charges and give you more consistent growth over time. If you’re closer to retirement, consolidation can make it easier to see exactly what you’ve saved and plan your income. No matter your age, our partners will help you decide if bringing your pensions together is the right step for your goals.
